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Got a private label question as it pertains to legal liability. I have searched through the discussions on this group but didn't see much so I wanted to pose this question: should all folks that have private label products have liability insurance for iss

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Got a private label question as it pertains to legal liability. I have searched through the discussions on this group but didn’t see much so I wanted to pose this question: should all folks that have private label products have liability insurance for issues, like customer injury, that may come up? It seems to me that even seemingly innocuous products still have the ability to cause problems. For example, I was looking at a handheld device that had a small but stout spring and after reading some amazon reviews, it occurred to me that even this item was having breakage issues that nearly injured one customer.

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Call a broker. We’re insured with Lloyd’s of London, but our case is complicated as we’re in Canada selling in the US. You should be able to get a more conventional insurer.

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All my research and many phone calls has me concluding that manufacturing liability insurance is granted by a carrier on a product by product basis

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I’ve been struggling to find someone to cover me too. I just saw a notice that it is taking a public survey and trying to put together an insurance plan via a carrier for FBA private labelers. Might want to check out The Amazing Seller FB page too

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I think (from Jungle Scout) is looking into forming a separate LLC for each product line instead of using Liability Insurance. That way if one product has a liability issue, liability is limited to that product’s LLC. Heard this on a podcast with Spencer Haws. Thought it was an interesting idea.

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